Emergency Medical Coverage
- Coverage up to the selected sum insured
- Emergency hospitalization and medical treatment
- Physician services
- X-rays and laboratory tests
- Private duty nursing
- Medical appliances and equipment
Ambulance Services
- Ground, air, or sea ambulance coverage
- Taxi transportation in lieu of ambulance when appropriate
Follow-Up Visits
- Up to 5 follow-up visits within 14 days after the initial emergency treatment
Prescription Drugs
- Up to a 30-day emergency supply during the trip
Professional Medical Services
Up to $600 per practitioner for:
- Physiotherapy
- Chiropractic care
- Chiropody/Podiatry
- Osteopathy
- Optometry
- Acupuncture
Fracture Treatment
Up to $1,000 including:
- X-rays
- Casting and recasting
- Follow-up examinations
- Cast removal
Dental Coverage
- Up to $6,000 for accidental dental injuries
- Up to $600 for emergency dental treatment
Maternity Coverage
- Up to $6,000 for prenatal care, delivery, and complications
Hospital Allowance
- Up to $100 per day for incidental hospital expenses
Emergency Air Transportation
- Medical air evacuation
- Medical escort if required
- Airline seat upgrade when medically necessary
Return Home Benefits
- Economy airfare to return home for treatment
- Return airfare for travelling companion
- Return transportation for dependent children
- Qualified chaperone if required
Expenses Related to Death
- Repatriation of remains
- Burial or cremation coverage up to $6,000
- Transportation and accommodation for family identification travel
Family Transportation
- Travel expenses for a family member to bedside during hospitalization
- Meals and accommodation coverage
Out-of-Pocket Expenses
Up to $5,000 for:
- Accommodation
- Meals
- Internet and phone charges
- Taxi, parking, bus fare
- Rental car expenses
Child Care Benefit
- Up to $5,000 for child care expenses during hospitalization
Return of Vehicle
- Up to $2,500 to return the insured vehicle home
24-Hour Accident Insurance
- Included coverage up to $25,000
