Disability Insurance

Because our income stops, but our expenses don't.

If you're unable to work because of an accident or illness, and your income stops for 1 day, a week, a month, or for an extended period of time.

Could you afford the fixed monthly expenses that cover your basic needs and those of your family?

How would you continue to pay your mortgage, car financing, and insurance, or how would you pay the loan you used for your studies?

If you can afford to pay your fixed expenses for an extended or indefinite period, great!

But if you don't have insurance that offers you replacement income, you need Disability Insurance.

When we ask these questions, the typical answer in most cases is:

What is the most valuable asset you own? My house, my jewelry, my car, etc.

How were you able to acquire these assets? Thanks to the money I receive through my job.

Ask yourself now: How much do I earn in a year and how much will I earn throughout my life as a result of my work?

The resulting figure you obtain will exceed the combined value of your house, your car, and your jewelry. Therefore, your income, your earning capacity, is undoubtedly the most valuable asset you own, and you need to insure it the same way you insure your home and your car.

Disability Insurance is an individual insurance policy that protects our most valuable asset, our income. If we lose the ability to earn money because we are unable to work due to an illness or accident, this insurance will compensate us between 60% and 75% of our regular income.

It is very common for people to be unaware that many jobs include this coverage, while others know they have it but are unsure of the exact benefits it provides. There are several sources of protection in the event of disability. You can opt for Personal Disability Insurance to improve or supplement the maximum compensation of your income.