Personal Health Insurance
Prescriptions, dental, vision, and more — what your provincial plan doesn't cover.
Why personal health insurance?
Provincial health plans (like OHIP in Ontario) cover essential medical services, but leave out many important expenses: prescription drugs, dental care, vision, physiotherapy, and more. Personal health insurance fills those gaps, protecting you from unexpected costs.
Ideal for you if:
- You don't have health coverage through an employer
- You're self-employed or a contract worker
- You want to supplement coverage you already have
- You're about to leave your employer health plan
Manulife plans I offer
I work with Manulife's main personal health plan families. Each one fits different needs and budgets. Here are the main groups:
FollowMe™ Health
For those leaving their employer health plan.
- Guaranteed acceptance
- Prescription drug coverage
- Hospital, ambulance and vision
- Registered specialists and comprehensive dental care
Eligibility: Canadian residents 18 and over, members of a provincial health plan.
Flexcare®
For self-employed or contract workers who want to build their coverage.
- Prescription drug coverage
- Comprehensive dental care
- Ambulance and vision
- Registered specialists and therapists
Eligibility: Canadian residents 18 and over, members of a provincial health plan.
GI Enhanced (Guaranteed Issue)
For those who prefer not to answer medical questions.
- Guaranteed acceptance — no medical questions
- High prescription drug and dental coverage
- Vision and other extended health care services
- Registered specialists and therapists
Eligibility: Canadian residents 18 and over, members of a provincial health plan.
Association Health & Dental Plan
For self-employed, contract or part-time workers.
- Prescription drug coverage on most plans
- 8 plan options for different needs and budgets
- Comprehensive dental care solutions
- Hospital and ambulance on some plans
Eligibility: Must be covered by a governmental health program in order to apply.
Not sure which plan is right for you? I'm happy to help you choose the best option for you and your family. Contact me for a personalized, no-obligation consultation.