Travelling Canadians
Discover how Manulife Travel Insurance helps make your journey better.
What kind of traveller are you?
When you're travelling, you want to enjoy every moment. But things don't always go as planned. From minor mishaps to medical emergencies, unexpected events can be both annoying and costly.
That's why it's a good idea to have travel insurance for every trip. Whether you're travelling for fun or for work, with a group or solo, there's a plan to fit your needs and your budget.
Travel tip
Travelling only within Canada? Ask about the discount for Canada-only coverage on the Emergency Medical plan.
Plans at a glance
Emergency Medical
| Eligible age | No limit |
| Emergency Medical | ✓ |
| Trip cancellation and trip interruption | - |
| Baggage loss, damage and delay | - |
| Flight and travel accident | - |
| Features and options available | |
| Top-ups | ✓ |
| Family coverage (under 60) | ✓ |
| Travel companion savings | ✓ |
Non-Medical All-Inclusive
| Eligible age | No limit |
| Emergency Medical | - |
| Trip cancellation and trip interruption | ✓ |
| Baggage loss, damage and delay | ✓ |
| Flight and travel accident | - |
| Features and options available | |
| Top-ups | ✓ |
| Family coverage (under 60) | - |
| Travel companion savings | ✓ |
All-Inclusive
| Eligible age | No limit |
| Emergency Medical | ✓ |
| Trip cancellation and trip interruption | ✓ |
| Baggage loss, damage and delay | ✓ |
| Flight and travel accident | ✓ |
| Features and options available | |
| Top-ups | ✓ |
| Family coverage (under 60) | - |
| Travel companion savings | ✓ |
Trip Cancellation and Trip Interruption
| Eligible age | No limit |
| Emergency Medical | - |
| Trip cancellation and trip interruption | ✓ |
| Baggage loss, damage and delay | - |
| Flight and travel accident | - |
| Features and options available | |
| Top-ups | ✓ |
| Family coverage (under 60) | - |
| Travel companion savings | ✓ |
Optional riders
Cancel For Any Reason (CFAR)
Get back up to 50% of the amount insured for prepaid, non-refundable expenses if you cancel your trip 10 or more days before your scheduled departure — for any reason.
- Complements trip cancellation coverage
- Must be purchased within 7 days of booking your trip
- Not available on multi-trip plans
Government Travel Advisory rider
Get emergency medical insurance when the Government of Canada has issued an advisory to avoid non-essential or all travel to your destination before your departure date.
- Covers emergency medical expenses related to the travel advisory
- Complements emergency medical coverage
- Not available on multi-trip plans
Policy documents
Single Trip
All plans require each insured traveller to be at least 30 days of age, live in Canada, and be covered under a government health insurance plan (GHIP) for the entire trip. Youth plans also require travellers to be under age 30.
Family and companion rates require all travellers to be named on the same policy and travel together.
Family coverage is calculated as a multiple of the oldest traveller's individual rate.
Some plans offer reduced premiums when your trip is entirely within Canada.